Rental Property Calculator
Purchase
Recurring Operating Expenses
Income
Sell
Results
Return (IRR): 10.43% per year
Total Profit when Sold: $250994.85
Cash on Cash Return: 11.47%
Capitalization Rate: 6.24%
Total Rental Income: $480000.00
Total Mortgage Payments: $230227.40
Total Expenses: $158000.00
Total Net Operating Income: $16100.00
First Year Income and Expense
| Monthly | Annual | |
|---|---|---|
| Income | $2000.00 | $24000.00 |
| Mortgage Pay | $959.28 | $11511.37 |
| Vacancy (5%) | $100.00 | $1200.00 |
| Property Tax | $250.00 | $3000.00 |
| Total Insurance | $100.00 | $1200.00 |
| Maintenance Cost | $166.67 | $2000.00 |
| Other Cost | $41.67 | $500.00 |
| Cash Flow | $382.39 | $4588.63 |
| Net Operating Income (NOI) | $1341.67 | $16100.00 |
Breakdown Over Time
| Year | Annual Income | Mortgage | Expenses | Cash Flow | Cash on Cash Return | Equity Accumulated | If Sold at Year End | Cash to Receive | Return (IRR) |
|---|---|---|---|---|---|---|---|---|---|
| 1 | $24720.00 | $11511.37 | $8137.00 | $16583.00 | 41.46% | $148488.63 | $267800.00 | $395488.63 | 988.72% |
| 2 | $25461.60 | $11511.37 | $8381.11 | $17080.49 | 42.70% | $136977.26 | $275834.00 | $392011.26 | 228.64% |
| 3 | $26225.45 | $11511.37 | $8632.54 | $17592.90 | 43.98% | $125465.89 | $284109.02 | $388774.91 | 120.49% |
| 4 | $27012.21 | $11511.37 | $8891.52 | $18120.69 | 45.30% | $113954.52 | $292632.29 | $385786.81 | 80.63% |
| 5 | $27822.58 | $11511.37 | $9158.27 | $18664.31 | 46.66% | $102443.15 | $301411.26 | $383054.41 | 60.28% |
| 6 | $28657.26 | $11511.37 | $9433.01 | $19224.24 | 48.06% | $90931.78 | $310453.60 | $380585.38 | 48.01% |
| 7 | $29516.97 | $11511.37 | $9716.00 | $19800.97 | 49.50% | $79420.41 | $319767.21 | $378387.61 | 39.84% |
| 8 | $30402.48 | $11511.37 | $10007.48 | $20395.00 | 50.99% | $67909.04 | $329360.22 | $376469.26 | 34.03% |
| 9 | $31314.56 | $11511.37 | $10307.71 | $21006.85 | 52.52% | $56397.67 | $339241.03 | $374838.70 | 29.68% |
| 10 | $32253.99 | $11511.37 | $10616.94 | $21637.05 | 54.09% | $44886.30 | $349418.26 | $373504.56 | 26.31% |
| 11 | $33221.61 | $11511.37 | $10935.45 | $22286.17 | 55.72% | $33374.93 | $359900.81 | $372475.74 | 23.63% |
| 12 | $34218.26 | $11511.37 | $11263.51 | $22954.75 | 57.39% | $21863.56 | $370697.83 | $371761.39 | 21.45% |
| 13 | $35244.81 | $11511.37 | $11601.42 | $23643.39 | 59.11% | $10352.19 | $381818.77 | $371370.95 | 19.64% |
| 14 | $36302.15 | $11511.37 | $11949.46 | $24352.69 | 60.88% | $-1159.18 | $393273.33 | $371314.15 | 18.11% |
| 15 | $37391.22 | $11511.37 | $12307.94 | $25083.28 | 62.71% | $-12670.55 | $405071.53 | $371600.98 | 16.81% |
| 16 | $38512.95 | $11511.37 | $12677.18 | $25835.77 | 64.59% | $-24181.92 | $417223.67 | $372241.75 | 15.70% |
| 17 | $39668.34 | $11511.37 | $13057.50 | $26610.85 | 66.53% | $-35693.29 | $429740.38 | $373247.09 | 14.72% |
| 18 | $40858.39 | $11511.37 | $13449.22 | $27409.17 | 68.52% | $-47204.66 | $442632.60 | $374627.93 | 13.87% |
| 19 | $42084.15 | $11511.37 | $13852.70 | $28231.45 | 70.58% | $-58716.03 | $455911.57 | $376395.54 | 13.12% |
| 20 | $43346.67 | $11511.37 | $14268.28 | $29078.39 | 72.70% | $-70227.40 | $469588.92 | $378561.52 | 12.46% |